Affordable Life Insurance for Seniors

If you are seeking an AFFORDABLE senior life insurance policy, burial insurance, or cremation insurance plan, then you have landed in the right place at the right time! Affordable Life CAN HELP!

Affordable Life offers excellent customer service with licensed agents who are ready to help find the best fit and rate for you. We work with 25 of the best companies across the country to find you the BEST PRICE.

GET INSTANT QUOTES NOW

Our loyalty is with YOU and not a specific company. 

Get a quote above or call us at 800-517-5131 for more information and allow our experts to get the best affordable life insurance plan. Thank you for allowing us to be a part of the process of protecting your family’s future. 

What Is Whole Life Insurance?

Whole life insurance is a policy intended to help protect your family’s future with final expenses upon death. Whole life insurance can also be referred to as final expense insurance, burial insurance, cremation insurance, and permanent insurance. 

Whole life insurance is exactly what it sounds like, as it lasts for your WHOLE LIFE. Whole life insurance is different in this way from term life insurance, which expires eventually over time.

Term Versus Whole Life Insurance

Which one is better suited for you? That is a question we get asked a lot and it all depends on where you are in life. Whole life insurance can appeal to a few different groups of people. Whole life is definitely the way to go for seniors, as whole life allows you to pay for funeral services, burial, or cremation. Whole life also provides you with the ability to pay off any debt you have left or even leave a gift for a family member. 

Whole life insurance is the perfect plan for seniors. This is also a great option for adult children who are looking for burial insurance for their parents and have that peace of mind knowing it is taken care of. 

Reminder: the main difference is that term insurance does expire at some point, while whole life insurance does not ever expire. If you are looking for something secure and do not want to put your family in a bind, whole life is for you!

Benefits Of Whole Life Insurance

  • It lasts as long as you live. There is no expiration date based on a certain age.
  • The rates stay the exact same. The rates you pay at 65 years old would be the same 20 years later at 85. 
  • No medical or health exam is required.

Reasons To Buy Whole Life Insurance

  • Pays for funeral services, burial, or cremation
  • Leaving a legacy or a gift to someone in the family.
  • Pays for any remaining debt you had left under your name
  • Most importantly, peace of mind for you and your family

Steps To Getting Affordable Whole Life Insurance

  1. Click GET QUOTES above. 
  2. Compare competitive rates with multiple companies.
  3. Our experts will make sure you are approved within 24 hours.

Another simple way to get affordable whole life insurance is to give us a call at 800-517-5131. Our experts will walk you through what companies work best with your current health and get the right plan just for you. 

Health Conditions That We Can Insure

Affordable Life Insurance can help anyone get final expense insurance, regardless of health. You may have a health condition that does not allow for you to be eligible for every company, which makes Affordable Life such a great option for you.

Here are some of the common health conditions that Affordable Life Insurance has a plan for:

Diabetes, Nephropathy, Diabetic Coma, Hepatitis B or C, Cirrhosis, COPD, Kidney Disease, Kidney Dialysis, Cancer, Leukemia, Melanoma, Chronic Kidney Disease, Systemic Lupus, Bipolar, Depression, Schizophrenia, Parkinson’s Disease, Multiple Sclerosis, Heart Attacks, Strokes, Stents, Angina, TIA, Congestive Heart Failure, Aneurysm, Alzheimer’s Disease, Seizures, Drug or Alcohol Abuse, Height/Weight Obesity, Oxygen Use, Cardiomyopathy, Dementia, Amputation due to disease, Huntington’s Disease, Cystic Fibrosis, Angina, Pacemaker, Wheelchair or Walker Use.

If you have one of these health conditions and want whole life insurance today, click the GET QUOTES button below for multiple competitive rates. 

GET INSTANT QUOTES NOW

What Percentage Of People Usually Get Approved?

EVERYBODY does. That’s right, 100%. Every person is approved for some type of final expense insurance policy. We have many companies that can find the unique fit for you based on mainly age and health.

Affordable Life Insurance even has plans that ask ZERO health questions and your acceptance is GUARANTEED. These plans are called Guaranteed Issue Life Insurance. These plans are ideal for those with severe health conditions and those who would not be approved for most other companies due to health. No medical exam is required either.

Why Affordable Life ?

So why choose us? Affordable Life has the luxury of being an independent broker, which allows for us to choose from 25 of the best companies across the company to help find the best plan for YOU. Most companies only have one rate because they work for a singular company. Every single company views health differently, and will have things they do and do not allow for their policyholders to have. Affordable Life will ALWAYS have an affordable life plan that can fit you. 

We are working for you, not a company. Having options is huge when choosing your whole life insurance. You will never have to feel like you are being stuck with an expensive plan because it is the only option you have. We will have several affordable rates that you can choose from based on your health. 

The burial insurance companies we work with include Mutual of Omaha, AIG Final Expense, Royal Neighbors of American, Liberty Bankers Life and Family Benefit Life Insurance just to name a few. Our companies have served their customers’ final expense needs for over 50 years.

Affordable Life is here to give you and your family the peace of mind, knowing that everything is taken care of. Give us a call at 800-517-5131 to let us help find the best rate for you or click the GET QUOTES button below.